Matthew Spence 25/09/2025 Matthew Spence 25/09/2025

Capital Gains Tax (CGT) and gifting property

Matthew Spence 11/09/2025 Matthew Spence 11/09/2025

A Bed and ISA explained

What is a Bed & ISA and the tax implications

Matthew Spence 21/07/2025 Matthew Spence 21/07/2025

Tax-efficient ways to gift

Gifting money to family in a tax-efficient way and reducing the risk of a future Inheritance Tax bill

Matthew Spence 17/01/2025 Matthew Spence 17/01/2025

Lifestyle Pensions in 2025

What is a Lifestyle Pension and how does it work

Matthew Spence 30/10/2024 Matthew Spence 30/10/2024

The Autumn Budget 2024

The 2024 Autumn Budget and our reflections on what it could mean for you

Matthew Spence 10/10/2024 Matthew Spence 10/10/2024

Questions to ask a financial adviser

Explaining the key differences between independent and restricted financial advice, helping you choose the right option

Matthew Spence 07/03/2024 Matthew Spence 07/03/2024

The Spring Budget & Inheritance Tax

Essential insights from the 2024 Spring Budget

Matthew Spence 08/11/2023 Matthew Spence 08/11/2023

Pension consolidation

We explore the basics of pension consolidation, weighing its advantages and disadvantages, and addressing common questions

Matthew Spence 22/09/2023 Matthew Spence 22/09/2023

Sustainable Investing

We highly recommend the book Sustainable Investing in Practice: ESG Challenges and Opportunities, by Simon Smiles & James Purcell, to those engaged in investment management or anyone intrigued by the current landscape of Sustainable Investing. It has proven to be a great resource. It is an easy read, relevant and written by people who understand the subject matter and industry.