The Core Service.
A transparent and fair charging structure for our comprehensive financial advisory and planning services, designed to align with your situation and deliver clear value—free from any hidden costs.
Our Charges.
This service is subject to a tiered initial fee structure, as outlined below.
| Action | Fee | Investment Value £150,000 | Investment Value £250,000 | Investment Value £600,000 |
|---|---|---|---|---|
| First £150,000 | 2.0% | £3,000 | £3,000 | £3,000 |
| £150,001 to £250,000 | 1.5% | n/a | £1,500 | £1,500 |
| £250,001 to £500,000 | 1.0% | n/a | n/a | £2,500 |
| £500,001 and above | 0.5% | n/a | n/a | £500 |
| Total Fees Charged | £3,000 | £4,500 | £7,500 |
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An initial investment of £250,000 would incur the following advice fees:
First £150,000 at 2%: £3,000
Remaining £100,000 at 1.5%: £1,500
Total initial advice fee: £4,500
For investments exceeding £1 million, fees will be agreed with you individually, based on the complexity of the advice required.
Our ongoing advice fee is 0.75% per year on assets up to £1m, and 0.5% per year on any amount above this threshold.
The ongoing advice fee covers the cost of administration, monitoring of your investments and financial products, an annual review, an annual meeting, and additional meetings as needed. The annual review is the cornerstone of our ongoing service, helping to ensure your financial plan remains fully aligned with your goals, needs, and personal circumstances.
Please note that our initial fee within this service category is subject to a minimum of £3,000.
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For instance, where the value of the advised products is £250,000, the ongoing advice fee would amount to:
£250,000 at 0.75%: £1,875
Total advice fee per year: £1,875.
The advice fee is proportionate to the investment value—should the value decrease, the fee will reduce accordingly; if the value increases, the fee will increase in line with it.
Please note that our ongoing advice fee is subject to a minimum charge of £1,000.